A son in the US opened his late father's wallet to find his PAN card. That is how he learnt his father owned 11 properties in India.
No documents. No passwords. No idea which bank, which fund, which plot. Four decades of practice, and CA Vinod Rawal sees this story repeat every month.
Parents in India. Children abroad. Video calls every week. Money conversations never. This assessment is that conversation, started for you.